Cosmetics Formulation Development

I don't have experience in ordering products or formulating but want to study. - Ask for advice on creating a formula for your own use. I don't know if the active substance will be too much. And the product's pH - will the stability need to be adjusted? Silver will send. Does the effect of other ingredients make it less active? I would like to ask for advice and anti-aging / reduce oiliness / anti-inflammatory / add moisture 1 Safe-B3 ™ ( Vitamin B3, Niacinamide , Switzerland) 5% 2 Ethoxydiglycol 1% 3 Dimethyl Isosorbide (DMI) 3% 4 Encapsulated Salicylic Acid (Powder, Timed-Release) 4% 5 VersaMoist™ 2% 6 Super-HYA™ 0.05% 7 Pure- Bakuchiol ™ (Natural Retinol , 99% Pure) 0.5% 8 Nano Gold 1% 9 Protec™ UV 0.03% 10 Acetyl Hexapeptide-8 10% 11 Protec™ OX 0.01% 12 Pep®-Coll ( Palmitoyl Tripeptide-5 ) 3% 13 Pal-GHK , Pal-GQPR (eq. Matrixyl 3000 ) 3% 14 Saccharomyces Lysate Extract 1% 15 beta glucan ( Saccharomyces cerevisiae extract ) 3% 16 Glycosaminoglycans Complex 3% 17 Lactobacillus Ferment Lysate 3% 18 Repair Activator™ Liquid ( Bifida Ferment Lysate ) 10 % 19 Ultrasomes Micrococcus Lysate 1% 20 Calcium Pantothenate 3% 21 20nm Silver Pure™ 1% 22 Ceramide Complex (Water Dispersible Powder) 1 % 23 Zinc PCA 1% 24 Glycerin 99.5% 5% 25 AQUA 35.41%

Hello, the recipe is too heavy. It is not recommended to mix everything in the same recipe. from the formula should be divided into acne treatment formula and formula anti-aging separately